Gusto 401(k) vs. Betterment at Work

"Gusto 401(k) is a modern, fully integrated retirement benefit built right into Gusto payroll. Formerly known as Guideline, it now runs as a core part of the Gusto platform. We handle recordkeeping, most plan administration and compliance, so you don't have to think twice about it. Employees get a simple experience to enroll, contribute, and save for their future. Our mission is simple: make offering a great retirement benefit effortless for you and your team. For informational purposes only. Not investment or tax advice."

Your business is built to grow—and so is our 401(k) plan. It's easy to manage, supports your long-term strategy, and provides proactive guidance at every step, keeping your plan running smoothly and staying compliant. Give your employees access to an easy-to-use, powerful solution for investing and retirement savings—featuring expert-built portfolios, personalized financial guidance, external account linking, and a suite of complementary tools to build wealth. All accessible through our mobile app.