Relay vs. Lumin Digital

Relay is a financial technology company that helps small and medium-sized businesses in the U.S. take control of their money. The platform combines business check and savings accounts, payments, debit and credit cards, bill pay, invoicing, and expense tracking to make managing cash flow simple and transparent. With built-in controls, approvals, and integrations, Relay streamlines financial operations so teams can focus on growth. Relay is a financial technology company and is not an FDIC-insured bank. Banking services provided by Thread Bank, Member FDIC.

Lumin Digital’s purpose-built, cloud-native digital banking platform is designed to help financial institutions compound growth, not just modernize existing operations. This solution caters to a wide range of users, including credit unions and retail and commercial banks, by providing tools that enhance user engagement, streamline operations, and optimize service delivery. With its unified intelligence that compounds across a lifecycle, Lumin enables financial institutions to produce measurable outcomes over time, not just anticipate what a member might need in the next moment.