Amex GBT Neo vs. Payhawk

Amex GBT Neo is a flexible, end-to-end travel and expense platform designed for organizations with layered policies and workflows. When a trip is booked, it flows automatically into Neo Expense without adding administrative overhead for travelers and finance teams. Neo™ is designed to be molded around what the organization needs – from approval workflows to entity-specific policy rules – so the platform adapts to you, not the other way around. Additionally, the duty of care tool gives travel managers visibility over how travelers are supported – before, during, and after a trip.

Payhawk is an AI-native spend management platform that unifies corporate cards, expense management, accounts payable automation, procurement, and business travel in one place. Finance teams get full control, automation, and visibility, while employees enjoy a seamless spending experience. Every payment follows your policies, budgets, and approval flows. Payhawk's MCP connects the platform to the AI assistant your team already uses, such as Claude. It reads and acts, running finance jobs like month-end close end to end through Playbooks.