Gusto 401(k) vs. 401GO

"Gusto 401(k) is a modern, fully integrated retirement benefit built right into Gusto payroll. Formerly known as Guideline, it now runs as a core part of the Gusto platform. We handle recordkeeping, most plan administration and compliance, so you don't have to think twice about it. Employees get a simple experience to enroll, contribute, and save for their future. Our mission is simple: make offering a great retirement benefit effortless for you and your team. For informational purposes only. Not investment or tax advice."

401GO is a retirement plan solution designed to help businesses and their employees easily access affordable and efficient 401(k) plans. Recognizing the challenges that small businesses face in providing retirement benefits, 401GO aims to bridge the gap by offering a streamlined approach to setting up and managing retirement plans. The target audience for 401GO includes small business owners who may have previously felt excluded from the retirement plan market due to high costs and complex setups.