BILL Spend & Expense (Formerly Divvy) vs. Rippling Finance

BILL Spend & Expense is an expense management and spend tracking platform that enables businesses to control, automate, and gain real-time visibility into company spending through smart corporate cards and centralized expense management workflows. This expense management and corporate card software is designed for small to midsize businesses that want to simplify employee purchasing, enforce spending policies, and reduce manual reconciliation tasks.

Rippling Finance is an all-in-one finance platform for managing expenses, corporate cards, bill pay, business travel, and payroll—powered by AI that handles your busywork automatically. Finance teams use Rippling Finance to close their books up to 7x faster, cut spending by ~5% through better controls and cash back, and 10x their output without adding headcount. Companies of all sizes have switched to Rippling Finance to eliminate manual work, gain real-time financial visibility, and focus on growth instead of chasing receipts.