Betterment at Work vs. Refyne

Your business is built to grow—and so is our 401(k) plan. It's easy to manage, supports your long-term strategy, and provides proactive guidance at every step, keeping your plan running smoothly and staying compliant. Give your employees access to an easy-to-use, powerful solution for investing and retirement savings—featuring expert-built portfolios, personalized financial guidance, external account linking, and a suite of complementary tools to build wealth. All accessible through our mobile app.

Refyne is Asia's largest financial wellness platform, dedicated to enhancing the financial well-being of employees by providing comprehensive solutions that address immediate liquidity needs, financial literacy, and long-term savings. By integrating with Refyne, organizations can empower their workforce to achieve financial stability and security. Key Features and Functionality: 1. Salary On-Demand: Employees can access their earned but unpaid wages instantly, enabling them to manage expenses without waiting for payday.