Betterment at Work vs. Payactiv

Your business is built to grow—and so is our 401(k) plan. It's easy to manage, supports your long-term strategy, and provides proactive guidance at every step, keeping your plan running smoothly and staying compliant. Give your employees access to an easy-to-use, powerful solution for investing and retirement savings—featuring expert-built portfolios, personalized financial guidance, external account linking, and a suite of complementary tools to build wealth. All accessible through our mobile app.

Payactiv makes access work—for people, for business, for growth. As the creator of Earned Wage Access, we work within payroll to provide responsible access to earned wages, proving that when people move forward, companies do too. Retention improves, staffing becomes more reliable, engagement rises, and teams contribute with greater consistency and commitment. In 2012, Payactiv introduced a simple but transformative idea: No one should wait to use what they’ve already earned.