Betterment at Work vs. Instant Financial

Your business is built to grow—and so is our 401(k) plan. It's easy to manage, supports your long-term strategy, and provides proactive guidance at every step, keeping your plan running smoothly and staying compliant. Give your employees access to an easy-to-use, powerful solution for investing and retirement savings—featuring expert-built portfolios, personalized financial guidance, external account linking, and a suite of complementary tools to build wealth. All accessible through our mobile app.

Instant Financial is an earned wage access and digital tipping solution designed to help businesses enhance financial wellness for their employees. This innovative platform provides workers with on-demand access to their earned wages and tips, allowing them to choose when and how they receive their pay. By facilitating this flexibility, Instant Financial empowers employees to take control of their financial situations, ultimately contributing to their overall stability and satisfaction in the workplace.