Zip for Business vs. Four

Zip (previously Quadpay) is a leading Buy Now, Pay Later company providing fair and seamless solutions that simplify how people pay. With a growing presence across the globe, our mission is to be the first payment choice, everywhere and every day. We exist to create a world where people can live fearlessly today, knowing they’re in control of tomorrow. Focused on product innovation that puts people at the center, we put the financial well-being of our customers and merchants at the heart of everything that we do.

Four helps Retailers lower cart abandonment and lift AOV by offering a flexible split payment option at Checkout. Retailers get paid up-front and customers get to pay over time interest-free.