XpertRule vs. Oscilar

We are a software business, founded by AI and engineering pioneers, that creates exceptional technology, to solve the most complex process challenges. We want to help create more sustainable businesses, with improved performance against all the metrics that matter - cost, quality, delivery and human experience. By deploying our advanced decision intelligence products - viabl.ai and xpertfactory.ai - we allow organisations to harness the power of their two most valuable assets – the expertise of their people and the predictive analytics in their data.

Oscilar is the agentic risk platform for banks, credit unions, sponsor banks, fintechs and crypto platforms. It brings onboarding (KYC/KYB), fraud detection, credit underwriting and AML transaction monitoring together on one no-code decision engine. Risk teams build workflows with a drag-and-drop builder or by describing the logic in plain English. They can test every change before it reaches production: backtest against historical data, run A/B tests, or deploy in shadow mode, where the new version runs side by side with the live one on real traffic without affecting decisions.