Stream vs. Rain Technologies, Inc.

Stream is the leading Workplace Finance platform, reaching 4 million workers through 2,000 leading employers globally. Focused on improving the financial lives of everyday workers, Stream provides fair, accessible tools, delivered through their employer, in one easy-to-use app – helping them understand their finances better, get paid when they choose, build savings, access affordable credit and much more. Stream partners with leading employers including Albertsons Companies, Asda, Bupa, Greene King, Hilton, and Burger King.

Rain is the AI financial health platform tackling the $1.9 trillion problem of employee disengagement caused by financial stress. We help employees move from paycheck-to-paycheck to financial resilience through responsible earned wage access, budgeting tools, spending analysis, and wealth-building features. We have already paid out $6B+ in earned wages to 4 million employees across 1,800 employers—including McDonald's, Oschner Health, Cava, and Marriott—cutting turnover, improving attendance, and strengthening workforce financial health.