Stream vs. Payactiv

Stream is the leading Workplace Finance platform, reaching 4 million workers through 2,000 leading employers globally. Focused on improving the financial lives of everyday workers, Stream provides fair, accessible tools, delivered through their employer, in one easy-to-use app – helping them understand their finances better, get paid when they choose, build savings, access affordable credit and much more. Stream partners with leading employers including Albertsons Companies, Asda, Bupa, Greene King, Hilton, and Burger King.

Payactiv makes access work—for people, for business, for growth. As the creator of Earned Wage Access, we work within payroll to provide responsible access to earned wages, proving that when people move forward, companies do too. Retention improves, staffing becomes more reliable, engagement rises, and teams contribute with greater consistency and commitment. In 2012, Payactiv introduced a simple but transformative idea: No one should wait to use what they’ve already earned.