Spade vs. SBS Banking Platform

Spade helps the largest banks and fintechs in the US & Canada, including Citizens, PayPal, FIS, Sardine, and Mercury, win more of their customers' everyday spend, make smarter decisions on every transaction in real time, and turn the transaction data they own into new revenue and AI. With Spade, every transaction is matched against a verified database covering 99.9% of businesses in the U.S. and Canada: a lookup, not a guess. We append the real merchant, exact location, brand, category, and more in under 40ms at over 99% accuracy, across card, ACH, and transfers.

SBS Banking Platform is a next-generation, cloud-native, modular core banking solution built to empower financial institutions with the agility, resilience, and innovation needed to thrive in today’s fast-evolving financial landscape. Designed as a front-to-back, end-to-end platform, SBS Banking Platform provides everything a modern bank or financial institution needs to operate efficiently, engage customers effectively, and adapt rapidly to changing regulatory, market, and customer demands.