Spade vs. Merge Unified

Spade helps the largest banks and fintechs in the US & Canada, including Citizens, PayPal, FIS, Sardine, and Mercury, win more of their customers' everyday spend, make smarter decisions on every transaction in real time, and turn the transaction data they own into new revenue and AI. With Spade, every transaction is matched against a verified database covering 99.9% of businesses in the U.S. and Canada: a lookup, not a guess. We append the real merchant, exact location, brand, category, and more in under 40ms at over 99% accuracy, across card, ACH, and transfers.

Merge Unified is the leading Unified API for thousands of organizations, including frontier LLMs, Fortune 500 organizations, and other B2B SaaS companies. Merge Unified allows businesses to add hundreds of integrations to their products through a single API. Instead of building and maintaining each integration in-house, your developers can integrate once with Merge and instantly access over 220 integrations across accounting, HRIS, ATS, CRM, file storage, knowledge base, and ticketing categories.