G2 Vendor Directory

SmartDollar vs. Payactiv

A side-by-side comparison based on G2 review data.

MetricSmartDollar

by Ramsey Solutions

Payactiv

by Payactiv

Overall rating4.84.5
Review count599136
Ease of use9.39.1
Ease of setup9.49.1
Quality of support9.79.0
Meets requirements9.49.2
NPS84.14023472.38806
Small Business42.4%13.9%
Mid-Market48.2%59.8%
Enterprise9.3%26.2%
Total page views2,7451,187
Total LLM citations7,0315,552

SmartDollar

SmartDollar is a financial wellness program designed to help employees take control of their money, reduce financial stress, and achieve lasting financial success. Trusted by thousands of benefits teams and HR leaders across industries, SmartDollar empowers workforces to improve financial behaviors while increasing the utilization of other benefits like 401(k) plans. SmartDollar equips employees with a structured, step-by-step plan to reach essential financial milestones—budgeting, paying off debt, saving for emergencies, and building wealth.

Pros

  • Ease of Use
  • Helpful
  • Educational Resources
  • Customer Support
  • Employee Benefits
  • Financial Management

Payactiv

Payactiv makes access work—for people, for business, for growth. As the creator of Earned Wage Access, we work within payroll to provide responsible access to earned wages, proving that when people move forward, companies do too. Retention improves, staffing becomes more reliable, engagement rises, and teams contribute with greater consistency and commitment. In 2012, Payactiv introduced a simple but transformative idea: No one should wait to use what they’ve already earned.

Pros

  • Early Payment Access
  • Setup Ease
  • Ease of Use
  • Payroll Management
  • Easy Access
  • Helpful