G2 Vendor Directory

SmartDollar vs. Earnin

A side-by-side comparison based on G2 review data.

MetricSmartDollar

by Ramsey Solutions

Earnin

by Earnin

Overall rating4.84.3
Review count59912
Ease of use9.39.6
Ease of setup9.410.0
Quality of support9.78.1
Meets requirements9.49.0
NPS84.14023450
Small Business42.4%58.3%
Mid-Market48.2%16.7%
Enterprise9.3%25.0%
Total page views2,745134
Total LLM citations7,031811

SmartDollar

SmartDollar is a financial wellness program designed to help employees take control of their money, reduce financial stress, and achieve lasting financial success. Trusted by thousands of benefits teams and HR leaders across industries, SmartDollar empowers workforces to improve financial behaviors while increasing the utilization of other benefits like 401(k) plans. SmartDollar equips employees with a structured, step-by-step plan to reach essential financial milestones—budgeting, paying off debt, saving for emergencies, and building wealth.

Pros

  • Ease of Use
  • Helpful
  • Educational Resources
  • Customer Support
  • Employee Benefits
  • Financial Management

Earnin

Recruit, retain and improve employee productivity with the Earnin benefit. Earnin is a Financial Wellness platform specifically designed to help employees avoid debt, pay their bills, save for the future and reduce financial stress by enabling access to their pay as they work. Our core Cashout product supports employees from over 50,000 business across the US and we have provided access to over $10 billion in earnings. Our mission is to help employees live better financial lives. Earnin technology is unique as the only provider with Zero integration needed.

Pros