PeopleKeep by Remodel Health vs. Circula

PeopleKeep is Remodel Health’s tech-forward product line that empowers small and midsize businesses through health reimbursement arrangements (HRAs). An HRA is a formal employer-funded health benefit that allows organizations to reimburse their employees, tax-free, for the individual health insurance premiums and out-of-pocket medical expenses of their choosing. Unlike traditional group health insurance plans, HRAs enable your employees to choose their own health coverage that best fits their needs.

Circula is the flexible spend management solution for German finance teams. The Berlin-based software combines all company spend in one modular platform: out-of-pocket expenses, travel costs, corporate credit cards, employee benefits, and accounts payable, built for the specific requirements of German tax law. Unlike global platforms, Circula was built from the ground up for the needs of German finance and accounting processes: GoBD-compliant workflows, native BMF per diem rates, and automatic three-month rule checks ensure that accounting receives clean, complete data.