Nubank vs. Payhawk

Nubank is a leading financial technology company in Latin America. Its first product, launched in 2014, is a no-fee credit card that is fully managed by a mobile app. Almost 30 million people have requested the product since launch, and the company has passed the 12 million customer mark.

Payhawk is an AI-native spend management platform that unifies corporate cards, expense management, accounts payable automation, procurement, and business travel in one place. Finance teams get full control, automation, and visibility, while employees enjoy a seamless spending experience. Every payment follows your policies, budgets, and approval flows. Payhawk's MCP connects the platform to the AI assistant your team already uses, such as Claude. It reads and acts, running finance jobs like month-end close end to end through Playbooks.