Netspend Skylight PayOptions vs. Rain Technologies, Inc.

The Skylight® PayOptions™ Program by Netspend offers a comprehensive payroll solution that enables employers to electronically distribute wages to employees through the Skylight ONE® Prepaid Card. This program is designed to streamline payroll processes, reduce costs associated with paper checks, and provide employees with convenient access to their earnings. Key Features and Functionality: - Direct Deposit: Employers can deposit wages directly onto employees' Skylight ONE® Prepaid Cards, eliminating the need for paper checks.

Rain is the AI financial health platform tackling the $1.9 trillion problem of employee disengagement caused by financial stress. We help employees move from paycheck-to-paycheck to financial resilience through responsible earned wage access, budgeting tools, spending analysis, and wealth-building features. We have already paid out $6B+ in earned wages to 4 million employees across 1,800 employers—including McDonald's, Oschner Health, Cava, and Marriott—cutting turnover, improving attendance, and strengthening workforce financial health.