Moss | Spend smarter vs. BILL Spend & Expense (Formerly Divvy)

Moss is Europe’s premier SMB spend management solution, providing real-time visibility and control over company spending. By automating credit card issuance, invoice management, and employee reimbursements, Moss streamlines workflows and reduces manual, administrative burdens on finance teams. Beyond just cost savings, Moss aims to be the go-to tool for finance professionals, freeing them to focus on more forward-thinking decisions.

BILL Spend & Expense is an expense management and spend tracking platform that enables businesses to control, automate, and gain real-time visibility into company spending through smart corporate cards and centralized expense management workflows. This expense management and corporate card software is designed for small to midsize businesses that want to simplify employee purchasing, enforce spending policies, and reduce manual reconciliation tasks.