i-Apply vs. Graviton

Complete loan origination solution i-Apply streamlines the credit facility loan origination process. It supports all the steps from the initial application for a credit facility till the final rejection or the disbursal of the loan amount in case of approval. i-Apply makes full use of advanced productivity features, such as the Workflow Designer, Decision Engine module, Organizational chart, Product factory, Collateral management, Management dashboards, MIS reporting, and integration services with 3rd party systems.

Graviton is a digital lending software that helps NBFCs, banks, and fintech companies manage the entire loan process in one place. It has key modules like: LOS (Loan Origination System) – where loans are applied, documents are verified, and approvals are done LMS (Loan Management System) – where disbursement, EMI tracking, repayments, and collections are managed BRE (Business Rules Engine) – helps automate credit decisions based on predefined rules Accounting – manages loan-related financial entries and reporting Co-lending – supports partnership lending between multiple financial