EPX vs. Papaya Global

Founded in 1979, Electronic Payment Exchange (EPX) is a full-service credit card, debit card, stored value, and electronic check (ACH) payment transaction processor with over $18 billion in annual processing volume. Leveraging its unmatched expertise in processing security allows EPX to offer merchants the most secure and cost-effective payment processing services.

Papaya is the AI-first operating system for a borderless global workforce, built for enterprise organizations operating at scale. Its platform is composed of three core operating systems – Workforce OS, Payments OS, and Contingent OS – designed to work together as a single, always-on system. * Workforce OS enables enterprises to manage the full employee and contractor lifecycle, including payroll, employer of record (EOR), contractor management, and compliance, with real-time visibility across countries and worker types.