Circula vs. Torpago

Circula is the flexible spend management solution for German finance teams. The Berlin-based software combines all company spend in one modular platform: out-of-pocket expenses, travel costs, corporate credit cards, employee benefits, and accounts payable, built for the specific requirements of German tax law. Unlike global platforms, Circula was built from the ground up for the needs of German finance and accounting processes: GoBD-compliant workflows, native BMF per diem rates, and automatic three-month rule checks ensure that accounting receives clean, complete data.

Torpago is a financial services & spend management platform on a mission to disrupt traditional corporate credit cards and modernize spend management for businesses of all sizes. Torpago empowers companies with simple and easy solutions that grant more extensive control and transparency of company spend. Launched in 2020, the Torpago cards and software enable thousands of businesses to better manage spend.