G2 Vendor Directory

Circula vs. Nubank

A side-by-side comparison based on G2 review data.

MetricCircula

by Circula GmbH

Nubank

by Nu Payments SA

Overall rating4.64.4
Review count1,06184
Ease of use9.49.4
Ease of setup9.39.6
Quality of support9.08.5
Meets requirements9.28.6
NPS72.36467257.142857
Small Business23.6%77.1%
Mid-Market65.8%10.8%
Enterprise10.6%12.0%
Total page views592410
Total LLM citations3,1753,446

Circula

Circula is the flexible spend management solution for German finance teams. The Berlin-based software combines all company spend in one modular platform: out-of-pocket expenses, travel costs, corporate credit cards, employee benefits, and accounts payable, built for the specific requirements of German tax law. Unlike global platforms, Circula was built from the ground up for the needs of German finance and accounting processes: GoBD-compliant workflows, native BMF per diem rates, and automatic three-month rule checks ensure that accounting receives clean, complete data.

Pros

  • Ease of Use
  • Simple
  • Intuitive
  • Simplicity
  • Time-saving
  • Speed

Nubank

Nubank is a leading financial technology company in Latin America. Its first product, launched in 2014, is a no-fee credit card that is fully managed by a mobile app. Almost 30 million people have requested the product since launch, and the company has passed the 12 million customer mark.

Pros